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Types of Insurance Available
Types of coverage include:- General Liability- Mandatory in most states. Covers expenses incurred from bodily injury and property damages. Does not cover your own expenses.
- Medical- Coverage for medical expenses incurred from auto accidents.
- Uninsured/Underinsured Motorists- May supplement or compensate for damages incurred from motorists who are underinsured or uninsured.
- Collision- Coverage for damages to your vehicle. A deductable is usually available for lower premiums.
- Comprehensive- If your car is stolen or damaged by something other than collision (fire, theft, etc.). Comprehensive insurance will pay the expenses incurred minus the deductible (if applicable).
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