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Fire insurance (sometimes known as homeowners insurance or "home" insurance) policies most commonly allow the flexibility to insure your home and it's assets for the amount of protection desired. Protection generally includes much more than the compensation for damages incurred from a fire. Most insurance agencies offer policies which will cover damages from fire, smoke, wind, water, and robbery. Protection from liabilities due to a person becoming injured on your property is available from most agencies' basic home owners policy.
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