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What is Term Insurance?
Term Insurance, the simplest form of life insurance, most commonly protects in the event of death for the length of the policy. A term Life plan can be used to pay off outstanding debts, replace income and pay funeral expenses. Term insurance premiums increase at the expiration of the term, however, term insurance can be converted to permanent insurance.
People who need large amounts of protection but have a limited budget often benefit the most from a term life program. The protection offered combined with its low cost makes term insurance attractive to first time buyers and those with temporary life insurance needs.
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